Thanks to All Our Loyal Members

Who Submitted a Testimonial!


Here is What Others Are Saying!


Stamp used clerk question

I have been researching Patriot movement, studying Title 28 IRS code, and rediscovering the Bible (the greatest blessing) for little over a year now. God led me to a chat video last Thursday night on lawfull money. Because of my studies and understanding the deception we have been taught I already had the confidence to presue the lawful money stamp concept.
Just so happens a young man needed cash for a blank check he had received. So I went down to my debt bank and got him the cash. I earlier that day had ordered my stamp and after picking it up proceeded to the issueing bank, stamped the back signed it (forgot to take pics, darn). I then walked in gave to clerk. She asked “What is this stamp and did I put it on there”. I simply said yes and stated it says what it means. $5 fee and I received my lawful cash. I just my open my new business account with them soon as I sign up for Gold membership and receive further instructional help. Thanks David and Michael


Donated on StSC

My pleasure David,

I’ve watched and rewatched much of your material since I started this pursuit of knowledge around September 2017 and I just recently came across the savings to suitors forums (and also for the first time since September that I haven’t been flat broke!). I sure appreciate all you’ve put in to this cause and will continue to pursue my needed remedy until I’m practiced enough to teach it to others.

Eric S

Fed return LM

Just joined happy to be a new member.. On First try, a return from FED tax year 2016 showed a partial year LM reduction! The state reduction was nearly all taxes returned. Thank you David for all your hard work. I’m glad i found your research. I will continue this blessing and bless you.


Another word of appreciation!

Thank you David Merrill & Michael Joseph for taking us all to the next level!
Michael P.

New Video on Redeeming Lawful Money

Somebody just complimented my video; Federal Reserve Act – Remedy, on YouTube.


This is the most important video on youtube , I share it whenever I get the opportunity !

I wrote back:


Very flattering. I am producing a new video and adding to this one, fifteen years of experience redeeming lawful money and helping MJ teach trust law too. It is turning more into an autobiography because MJ wants me to capture why I am so passionate about my career mission. So maybe in a month you will enjoy that even more.


Suitor likes Coffee Chats

Love your coffee chats I would like to call you about 4 your time today if it is okay let me know I know you are busy. Russell P.

Long-time Suitor says,

This suitor began an evidence repository back in 2003:

I greatly appreciate you providing the second FOIA by Mitchell and NOW I truly am going to get organized. 


BTW, I am still using the evidence file and it would seem my Demand for Lawful Money stops ‘Tin Horn Bluffers’




George A

“Genius”? – Very Flattering.

This comment on my YouTube Channel serves more to indicate I have relayed the correct interpretation of 1913 remedy clearly, than to compliment my intellect. In the pinned comment read how the video connected discrepancies in the viewer’s comprehension of HJR-192; an often misused Resolution stipulating that FRN’s would function in place of gold during the 1933-1934 initial collection process.


Greatly Reduce Home Mortgage Payments by Redeeming Lawful Money!

This is very encouraging. One suitor couple wrote this to me. They are very thankful. The husband redeems lawful money but the wife does not. They refinanced their $500K home through HAMP-Tier2 and found that only the lesser income, the wife’s taxable income could be figured into the monthly payment plan.

“Hi David:

“Latest update. While researching our options I came across law stating, basically, a servicer cannot foreclose “If a borrower submits a complete loss mitigation application [..] more than 37 days before a foreclosure sale …” See paragraph (g) here:


“So we hustled to submit a complete “loss mitigation application.” These are also called “loan mods.” Lo and behold we were just approved for HAMP Tier 1 at 2% (whatever that means). See attached.

“Considering the mortgage hasn’t been paid in over 4 years (saving about $70k), a Ch 13 bankruptcy filing by attorney to stave off foreclosure would cost about $5k and restructure debt into a similar monthly payment, this doesn’t appear too bad of an option to continue living in the family home (worth $390k according to the servicer) and ride out the financial collapse. Factor in the wife & kids too.

“Interesting thing came up while getting everything together for the application. They wanted tax returns, if I was “self-employed”,etc. Told them I was making lawful money but not “self-employed” as defined by statute. They thought the Joint tax return was incomplete, no Schedule C (for business) & wanted it. Told them there was no Sched C; not required, and return was complete. Put together profit/loss statements at their request. The rep responded with something like “if it’s not on the tax return the loan company cannot count it.” Told them that was their decision, not mine.”

A few days later he shared:

“one more thing. If you take the new, modified monthly payment and divide by the HAMP Tier 1 figure of 31%, you get exactly my wife’s income. So the “decisioner” did NOT take my lawful money income into the equation. It’s not federal reserve income!

“Your file is now with the decisioner awaiting review.”


About three weeks later he had explored this fully:

I don’t know if that term decisioner is something used internally or if the Relationship Manager just came up with that on his own. But clearly he wasn’t making the decision.

As part of the loan mod application process we had to submit tax returns, pay stubs, bank statements, some bills, etc. So we complied and provided a complete financial picture really, not hiding anything. They saw what we were making in income with deposits right there on the bank statements. The fact that the bank DID NOT COUNT my lawful money income came as a surprise to me – wasn’t expecting that. I assumed they’d count it as it would have been in their favor – a higher mortgage payment. But it turns out what the Relationship Manager said on the phone – if it’s not on the tax return we can’t count it – was true. My lawful money income was different. Something prevented them from counting it and my conclusion is, it was the law. This would indicate our currency system really is dual capacity.

Thank you!

We sleep better at night knowing we will not lose our home!

Years ago Michael Joseph helped my husband and I to place our vehicles into trust. He showed us how to obtain insurance in the name of the trust and how to obtain checking accounts in the name of the trust. The trust allows us to have privacy and it protects from those who fall into “road rage”. If they ever look up the tag all they will find is a mailing location for a trustee. We sleep better at night knowing that if we end up in an accident one day and the insurance will not cover the damages in totality we will not lose our home or our family business to those who think themselves entitled to everything.

Terri L.
Stork Vehicle Trust
Gold Membership

Lawfully escape the unjust tax system we are all burdened with

I have been in the “Truth Seeking” movement for almost twenty years now. During that time I have seen a lot of “surefire” remedies presented as to how to legally avoid paying taxes. It was not until I met Michael Joseph that I have learned how to properly and lawfully escape the unjust tax system we are all burdened with. With this detailed, secure and sound study of exactly how we become ensnared in the government ‘money pit’, I am now blessed with an education that enables me to enjoy a new found freedom from the worry and angst that typically encompasses one when dealing with the IRS and tax issues. Thank you MJ.

Allen W.
Two Fishes Trust
Gold Membership

I did not feel powerless when it came to money!

During my own studies I knew I was on to something in regards to using Lawful Money. What that was and how to use it properly was another story… then I met David Merrill and with his unique style of teaching allowed me the breakthrough moment of understanding Lawful Money and how to use it. For once in my life I did not feel powerless when it came to money. Through David Merrill I had the pleasure of meeting Michael Joseph who taught me how to take Lawful Money to a whole new level using trust structures. Michael Joseph’s inherent ability to integrate God’s Law with man’s legal system is uncanny and has changed my view of this world and how to exist here peacefully and with honor (especially with the 3 letter agencies). These two men, through their deeds, have proven to me without a doubt that Lawful Money exists and can be used to change your financial life for the better!! God Bless you in your endeavors.

Mark Christopher
White Rabbit Trust
Silver Membership

MJ helped to structure my business affairs in a very private way

MJ helped me to structure my business affairs so that I am able to do business in a very private way. He helped me to create an unincorporated business trust organization that I have now been operating under for close to five years. With the knowledge of Lawful Money my trustees are empowered to lawfully engage the system in peace. We continue to be blessed with this knowledge and its application. We have peace in our business and we have more resources now to do the things that we really desire.

Larry T.
WHT Business Trust
Gold Membership

MJ helped me to retain my privacy

Michael Joseph helped me to structure a contract for beneficial interest to purchase, in private, 100 percent interest in an existing land trust. This helped me to evade dispute with a nasty neighbor who was making unjust claims. My neighbor just thinks of me as a renter and he has no idea that I am the true owner. MJ helped me to retain my privacy and my neighbor has no dispute with me because as far as he is concerned I am not the owner.

John B.
DE Land Trust
Gold Membership

MJ takes complex subject matter and makes it understandable

I have known Michael Joseph for almost seven years now. As I got to know him, it amazed me how adeptly he could take a complex subject, like trust law and break it down so that even someone as “legally blonde” as I am can understand it. Through this education I have been blessed in multiple ways, and now have peace of mind secure in the knowledge that my estate will pass to my heirs intact and unburdened with probate or estate taxes. Thanks again MJ, you rock man!

Allen W.
Two Fishes Trust
Gold Membership

Tax time is no longer a time of anxiety

Tax time is no longer a time of anxiety. The understanding of Lawful Money and who I am were presented to me by David and Michael and has dispelled the fear I once carried! These 2 men have provided me with the tools and the knowledge to take back my life. The techniques I have used are Lawful and Legal and have given me a very nice raise at the end of the payday! Learn a new way to handle money and prosper. It really is that easy.

Mark Christopher
White Rabbit Trust
Silver Membership


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