I have known Michael Joseph for almost seven years now. As I got to know him, it amazed me how adeptly he could take a complex subject, like trust law and break it down so that even someone as “legally blonde” as I am can understand it. Through this education I have been blessed in multiple ways, and now have peace of mind secure in the knowledge that my estate will pass to my heirs intact and unburdened with probate or estate taxes. Thanks again MJ, you rock man!